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Agencija za pravni promet i posredovanje nekretninama (APN) u srijedu je objavila oglas o početku subvencioniranja stambenih kredita, u kojem stoji da će se zahtjevi za subvencije u drugom krugu u 2020. godini zaprimati od 28. rujna.

Kako se navodi u oglasu, zahtjevi zaprimljeni od početka subvencioniranja kredita razmatrat će se prema vremenu zaprimanja potpunih zahtjeva u APN-u, a odobravat će se do utroška planiranih sredstava.

Građane se podsjeća da se zahtjev za subvencioniranje kredita, zajedno sa zahtjevom za stambeni kredit, podnosi odabranoj kreditnoj instituciji koja naposljetku odobreni zahtjev dostavlja APN-u.

APN je ranije ovog mjeseca sklopio ugovore s 14 banaka o davanju subvencioniranih stambenih kredita, pri čemu se najviše efektivne kamatne stope koje su banke ponudile kreću od 2,12 posto do 3,50 posto.

Do sada su provedena četiri kruga prijava za subvencioniranje kredita, a zadnji u proljeće ove godine i tada su se najviše efektivne kamatne stope koje su banke ponudile kretale od 2,19 do 3,70 posto. 

Prema podacima s internetskih stranica Ministarstva graditeljstva, kroz dosadašnja četiri kruga odobreno je više od 13 tisuća zahtjeva za subvenciju, a u obiteljima koje koriste tu mjeru do sada je rođeno više od 1.750 djece.

Po već ranije poznatim uvjetima, zahtjev za subvencioniranje stambenog kredita mogu podnijeti svi mlađi od 45 godina koji u svom vlasništvu nemaju stan ili kuću. Subvencioniranje kredita odobravat će se za kupnju stana ili kuće, odnosno gradnju kuće, i to do najviše 1.500 eura po četvornom metru odnosno do najvišeg iznosa kredita od 100.000 eura u kunskoj protuvrijednosti.

Subvencioniranjem stambenih kredita mladima se subvencionira plaćanje dijela stambenog kredita u prvih pet godina otplate.
Za svako rođeno, odnosno usvojeno dijete u razdoblju subvencioniranja kredita, subvencija države produžuje za dodatne dvije godine. Izmjenama zakona iz lipnja prošle godine, omogućava se produženje subvencija za dodatnu godinu po svakom djetetu i za obitelji koje već imaju djecu. To znači da će za obitelj koja već ima dvoje djece subvencija umjesto pet trajati sedam godina.
Visina subvencije ovisi o indeksu razvijenosti mjesta na kojem se nekretnina kupuje, odnosno gradi, te se kreće od 30 do 51 posto iznosa rate kredita.

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Agencija za pravni promet i posredovanje nekretninama (APN) u srijedu je objavila oglas o početku subvencioniranja stambenih kredita, u kojem stoji da će se zahtjevi za subvencije u drugom krugu u 2020. godini zaprimati od 28. rujna.

Kako se navodi u oglasu, zahtjevi zaprimljeni od početka subvencioniranja kredita razmatrat će se prema vremenu zaprimanja potpunih zahtjeva u APN-u, a odobravat će se do utroška planiranih sredstava.

Građane se podsjeća da se zahtjev za subvencioniranje kredita, zajedno sa zahtjevom za stambeni kredit, podnosi odabranoj kreditnoj instituciji koja naposljetku odobreni zahtjev dostavlja APN-u.

APN je ranije ovog mjeseca sklopio ugovore s 14 banaka o davanju subvencioniranih stambenih kredita, pri čemu se najviše efektivne kamatne stope koje su banke ponudile kreću od 2,12 posto do 3,50 posto.

Do sada su provedena četiri kruga prijava za subvencioniranje kredita, a zadnji u proljeće ove godine i tada su se najviše efektivne kamatne stope koje su banke ponudile kretale od 2,19 do 3,70 posto. 

Prema podacima s internetskih stranica Ministarstva graditeljstva, kroz dosadašnja četiri kruga odobreno je više od 13 tisuća zahtjeva za subvenciju, a u obiteljima koje koriste tu mjeru do sada je rođeno više od 1.750 djece.

Po već ranije poznatim uvjetima, zahtjev za subvencioniranje stambenog kredita mogu podnijeti svi mlađi od 45 godina koji u svom vlasništvu nemaju stan ili kuću. Subvencioniranje kredita odobravat će se za kupnju stana ili kuće, odnosno gradnju kuće, i to do najviše 1.500 eura po četvornom metru odnosno do najvišeg iznosa kredita od 100.000 eura u kunskoj protuvrijednosti.

Subvencioniranjem stambenih kredita mladima se subvencionira plaćanje dijela stambenog kredita u prvih pet godina otplate.
Za svako rođeno, odnosno usvojeno dijete u razdoblju subvencioniranja kredita, subvencija države produžuje za dodatne dvije godine. Izmjenama zakona iz lipnja prošle godine, omogućava se produženje subvencija za dodatnu godinu po svakom djetetu i za obitelji koje već imaju djecu. To znači da će za obitelj koja već ima dvoje djece subvencija umjesto pet trajati sedam godina.
Visina subvencije ovisi o indeksu razvijenosti mjesta na kojem se nekretnina kupuje, odnosno gradi, te se kreće od 30 do 51 posto iznosa rate kredita.

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StoryEditorOCM
HrvatskaPOZIv iz APN-a

Zahtjevi za subvencioniranje stambenih kredita zaprimaju se od 28. rujna, a mogu ih podnositi svi mlađi od 45 godina koji nemaju svoj stan ili kuću

16. rujna 2020. - 11:33

Agencija za pravni promet i posredovanje nekretninama (APN) u srijedu je objavila oglas o početku subvencioniranja stambenih kredita, u kojem stoji da će se zahtjevi za subvencije u drugom krugu u 2020. godini zaprimati od 28. rujna.

Kako se navodi u oglasu, zahtjevi zaprimljeni od početka subvencioniranja kredita razmatrat će se prema vremenu zaprimanja potpunih zahtjeva u APN-u, a odobravat će se do utroška planiranih sredstava.

Građane se podsjeća da se zahtjev za subvencioniranje kredita, zajedno sa zahtjevom za stambeni kredit, podnosi odabranoj kreditnoj instituciji koja naposljetku odobreni zahtjev dostavlja APN-u.

APN je ranije ovog mjeseca sklopio ugovore s 14 banaka o davanju subvencioniranih stambenih kredita, pri čemu se najviše efektivne kamatne stope koje su banke po...

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16. svibanj 2024 06:59