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[title] => Lani smo na karticama ‘ispeglali‘ 178 milijardi kuna! Iz središnje banke otkrili i kako je pandemija utjecala na potrošačke navike građana
[alias] => lani-smo-na-karticama-ispeglali-178-milijardi-kuna-iz-sredisnje-banke-otkrili-i-kako-je-pandemija-utjecala-na-potrosacke-navike-gradana
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Po svakoj korištenoj platnoj kartici prošle je godine prosječno mjesečno bilo po 9,08 transakcija vrijednih 3072,96 kuna, u što se računaju plaćanja za robu i usluge i podizanje gotovog novca na bankomatima.
Kad se sva plaćanja i podizanja na bankomatima podijele s brojem stanovnika, ispada da je lani svaki stanovnik 122 puta prošle godine koristio karticu za plaćanja i podizanja novca ukupne prosječne godišnje vrijednosti 41.380 kuna po stanovniku.
Podaci su to Hrvatske narodne banke iz koje kažu da je broj transakcija platnim karticama u posljednjih pet godina prosječno godišnje rastao za 8,1 posto, a vrijednost transakcija za 6,7 posto.
Iz središnje banke kažu da na kartičnom tržištu posljednjih godina dolazi do znatnih promjena zasnovanih na tehnologijama i funkcionalnostima, pa tako raste broj izdanih beskontaktnih platnih kartica. Tako je u Hrvatskoj u prošloj godini u odnosu na godinu ranije zabilježen značajan porast broja izdanih beskontaktnih platnih kartica od čak 59 posto na njih 5,67 milijuna što je gotovo dvije trećine svih izdanih kartica.
Prošle je godine u Hrvatskoj bilo 8,78 milijuna izdanih kartica od kojih se koristi njih 54 posto. Svim tim karticama lani je napravljeno 526 milijuna nacionalnih i međunarodnih transakcija u vrijednosti od 178 milijardi kuna.
Iz HNB-a navode da je COVID-19 utjecao i na promjene navika korisnika platnih usluga pri plaćanju te je lani povećan broj i vrijednost transakcija na internetu, a pandemija je ostavila traga i na turističkoj sezoni, što je vidljivo i iz upola manje potrošnje s inozemnim platnim karticama.
Prošle je godine za 14 posto pao broj podizanja gotovog novca na bankomatima, a vrijednost podignutog iznosa za 3,6 posto na 82 milijarde kuna, što iz središnje banke objašnjavaju time da su se građani zbog pandemije lani rjeđe koristili bankomatima, ali su podizali nešto veće iznose nego pretprošle godine. Lani je tako prosječna vrijednost podizanja novca debitnom karticom na bankomatima iznosila 895 kuna, a kreditnom platnom karticom 968 kuna.
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[cleanTitle] => Lani smo na karticama ‘ispeglali‘ 178 milijardi kuna! Iz središnje banke otkrili i kako je pandemija utjecala na potrošačke navike građana
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Po svakoj korištenoj platnoj kartici prošle je godine prosječno mjesečno bilo po 9,08 transakcija vrijednih 3072,96 kuna, u što se računaju plaćanja za robu i usluge i podizanje gotovog novca na bankomatima.
Kad se sva plaćanja i podizanja na bankomatima podijele s brojem stanovnika, ispada da je lani svaki stanovnik 122 puta prošle godine koristio karticu za plaćanja i podizanja novca ukupne prosječne godišnje vrijednosti 41.380 kuna po stanovniku.
Podaci su to Hrvatske narodne banke iz koje kažu da je broj transakcija platnim karticama u posljednjih pet godina prosječno godišnje rastao za 8,1 posto, a vrijednost transakcija za 6,7 posto.
Iz središnje banke kažu da na kartičnom tržištu posljednjih godina dolazi do znatnih promjena zasnovanih na tehnologijama i funkcionalnostima, pa tako raste broj izdanih beskontaktnih platnih kartica. Tako je u Hrvatskoj u prošloj godini u odnosu na godinu ranije zabilježen značajan porast broja izdanih beskontaktnih platnih kartica od čak 59 posto na njih 5,67 milijuna što je gotovo dvije trećine svih izdanih kartica.
Prošle je godine u Hrvatskoj bilo 8,78 milijuna izdanih kartica od kojih se koristi njih 54 posto. Svim tim karticama lani je napravljeno 526 milijuna nacionalnih i međunarodnih transakcija u vrijednosti od 178 milijardi kuna.
Iz HNB-a navode da je COVID-19 utjecao i na promjene navika korisnika platnih usluga pri plaćanju te je lani povećan broj i vrijednost transakcija na internetu, a pandemija je ostavila traga i na turističkoj sezoni, što je vidljivo i iz upola manje potrošnje s inozemnim platnim karticama.
Prošle je godine za 14 posto pao broj podizanja gotovog novca na bankomatima, a vrijednost podignutog iznosa za 3,6 posto na 82 milijarde kuna, što iz središnje banke objašnjavaju time da su se građani zbog pandemije lani rjeđe koristili bankomatima, ali su podizali nešto veće iznose nego pretprošle godine. Lani je tako prosječna vrijednost podizanja novca debitnom karticom na bankomatima iznosila 895 kuna, a kreditnom platnom karticom 968 kuna.
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[BeforeDisplay] =>
[AfterDisplay] =>
[AfterDisplayTitle] =>
[BeforeDisplayContent] =>
[AfterDisplayContent] =>
[OCMBeforeDisplay] =>
[OCMAfterDisplay] =>
[OCMAfterDisplayTitle] =>
[OCMBeforeDisplayContent] =>
[OCMAfterDisplayContent] =>
[OCMUserDisplay] =>
[OCMCommentsCounter] =>
[OCMCommentsBlock] =>
)
[jcfields] => Array
(
)
[image] =>
[imageWidth] => 600
[comments] => Array
(
)
[absoluteURL] => https://slobodnadalmacija.hr/vijesti/biznis/lani-smo-na-karticama-ispeglali-178-milijardi-kuna-iz-sredisnje-banke-otkrili-i-kako-je-pandemija-utjecala-na-potrosacke-navike-gradana-1117099
[emailLink] => /component/mailto/?tmpl=component&template=site&link=336234cbe5b3719b52067fefc34a573617ee9c36
[twitterURL] => http://twitter.com/intent/tweet?text=Lani+smo+na+karticama+%E2%80%98ispeglali%E2%80%98+178+milijardi+kuna%21+Iz+sredi%C5%A1nje+banke+otkrili+i+kako+je+pandemija+utjecala+na+potro%C5%A1a%C4%8Dke+navike+gra%C4%91ana&url=https%3A%2F%2Fslobodnadalmacija.hr%2Fvijesti%2Fbiznis%2Flani-smo-na-karticama-ispeglali-178-milijardi-kuna-iz-sredisnje-banke-otkrili-i-kako-je-pandemija-utjecala-na-potrosacke-navike-gradana-1117099
[socialLink] => https%3A%2F%2Fslobodnadalmacija.hr%2Fvijesti%2Fbiznis%2Flani-smo-na-karticama-ispeglali-178-milijardi-kuna-iz-sredisnje-banke-otkrili-i-kako-je-pandemija-utjecala-na-potrosacke-navike-gradana-1117099
)
Array
(
[1] => stdClass Object
(
[id] => 2
[name] => Superscript Title
[value] => HNB OBJAVIO
[type] => textarea
[group] => 9
[published] => 1
[ordering] => 2
[alias] => SuperscriptTitle
)
[2] => stdClass Object
(
[id] => 61
[name] => Contains Infographic
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 4
[alias] => contains_infographic
)
[3] => stdClass Object
(
[id] => 62
[name] => Without ads
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 5
[alias] => Withoutads
)
[4] => stdClass Object
(
[id] => 63
[name] => Photo gallery
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 6
[alias] => Photo_gallery
)
[5] => stdClass Object
(
[id] => 64
[name] => Promo
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 7
[alias] => promo
)
[7] => stdClass Object
(
[id] => 67
[name] => Contains video
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 9
[alias] => contains_video
)
[8] => stdClass Object
(
[id] => 68
[name] => Premium content
[value] => ON
[type] => radio
[group] => 9
[published] => 1
[ordering] => 10
[alias] => premium_content
)
[9] => stdClass Object
(
[id] => 69
[name] => Exclude comments
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 11
[alias] => exclude_comments
)
[10] => stdClass Object
(
[id] => 70
[name] => Open link in new window
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 12
[alias] => open_link_in_new_window
)
[11] => stdClass Object
(
[id] => 71
[name] => Horizontal crop of the main photo
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 13
[alias] => horizontal_crop_of_the_main_photo
)
[12] => stdClass Object
(
[id] => 73
[name] => No-index
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 15
[alias] => no_index
)
[13] => stdClass Object
(
[id] => 74
[name] => No-cache
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 16
[alias] => no_cache
)
[14] => stdClass Object
(
[id] => 77
[name] => Don't show on the front page
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 17
[alias] => dont_show_on_the_front_page
)
[15] => stdClass Object
(
[id] => 78
[name] => Related on bottom
[value] => ON
[type] => radio
[group] => 9
[published] => 1
[ordering] => 18
[alias] => related_on_bottom
)
[16] => stdClass Object
(
[id] => 79
[name] => Live button
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 19
[alias] => live_button
)
[25] => stdClass Object
(
[id] => 87
[name] => Instant articles
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 28
[alias] => instant_articles
)
[26] => stdClass Object
(
[id] => 91
[name] => S preporučuje
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 29
[alias] => s_preporucuje
)
[27] => stdClass Object
(
[id] => 92
[name] => S voli
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 30
[alias] => s_voli
)
[28] => stdClass Object
(
[id] => 93
[name] => Layout with three photos
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 31
[alias] => layout_with_three_photos
)
[29] => stdClass Object
(
[id] => 94
[name] => Gallery in the article
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 32
[alias] => gallery_in_the_article
)
[30] => stdClass Object
(
[id] => 95
[name] => Required views
[value] => 0
[type] => textfield
[group] => 9
[published] => 1
[ordering] => 33
[alias] => required_views
)
[31] => stdClass Object
(
[id] => 96
[name] => FullHD image
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 34
[alias] => fullhd_image
)
[32] => stdClass Object
(
[id] => 98
[name] => Paid Article
[value] => OFF
[type] => radio
[group] => 9
[published] => 1
[ordering] => 36
[alias] => paid_article
)
)
16. svibanj 2024 02:56
